Real Estate 101 - Encumbrance


	What is an Encumbrance?
	How can one find out about the encumbrances?

What is an Encumbrance?
An encumbrance is a right of a party, other than the owner, to a property. An encumbrance affects the title and the use of the property. A lien, an encroachment, an easement are types of encumbrances.
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How can one find out about the encumbrances?
A preliminary title report issued by the title company covers most of the known encumbrances. In addition, an inspection of the property and land surrounding it, as well as a detailed property boundary survey can reveal other encumbrances.
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